Renting in San Diego costs about $3,190 a month, and the typical home is listed at $907,000. That puts the price-to-rent ratio at 23.7: a typical home costs as much as 23.7 years of rent.
San Diego now and in 2031
| Now | 2031 (projected) | |
|---|---|---|
| Typical asking rent | $3,190/mo | $3,000/mo |
| Typical list price | $907,000 | $1,046,000 |
| Price-to-rent ratio | 23.7 | — |
Rent is projected at -1.2% a year, the trend in RentCast's median rents for these ZIP codes since mid-2024. For home values: The first 2 years follow this year's change in list prices (-5.7%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+9.0% a year). These are trends carried forward, not predictions of the next market turn.
How to read the price-to-rent ratio
The ratio divides the typical list price by a year of typical rent. A higher ratio means buying is expensive relative to renting; a lower one means monthly rent is high compared with what a home costs. It's a quick way to compare cities, not a verdict for your situation.
By ZIP code
| ZIP | Median rent | Rental listings | Median list price | Sale listings |
|---|---|---|---|---|
| 92154 | $2,995/mo | 224 | $649,900 | 218 |
| 92126 | $3,231/mo | 456 | $898,800 | 157 |
| 92105 | $1,995/mo | 212 | $749,995 | 143 |
| 92114 | $2,550/mo | 94 | $749,000 | 143 |
| 92115 | $3,500/mo | 662 | $869,900 | 211 |
| 92130 | $4,168/mo | 313 | $1,395,000 | 138 |
| 92129 | $3,276/mo | 201 | $1,125,000 | 125 |
| 92117 | $2,500/mo | 268 | $999,900 | 162 |
What this doesn't account for
Mortgage rates, your down payment, property taxes, insurance, HOA fees, maintenance, and how long you'll stay decide more than any city-wide figure. These are area numbers built from active listings; they don't know the specific home or your finances.
Source: RentCast market data for 8 of San Diego's 40 ZIP codes (the most populous, home to 38% of residents in the city's ZIP codes, per the Census Bureau's ACS 2023). A ZIP counts only with at least 20 active listings. Retrieved October 14, 2026. Figures are listing-weighted averages of ZIP medians, not an appraisal. How Predictye calculates this.
Frequently asked questions
How much is rent in San Diego, CA?
Typical asking rent is $3,190 a month, across 2,430 active rental listings in 8 ZIP codes.
How much do homes cost in San Diego, CA?
The typical list price is $907,000, across 1,297 active sale listings in 8 ZIP codes. List prices are asking prices, not final sale prices.
What is the price-to-rent ratio in San Diego, CA?
About 23.7: the typical list price equals 23.7 years of typical rent. The higher the ratio, the more buying costs relative to renting.