Renting in Sacramento costs about $2,035 a month, and the typical home is listed at $506,000. That puts the price-to-rent ratio at 20.7: a typical home costs as much as 20.7 years of rent.
Sacramento now and in 2031
| Now | 2031 (projected) | |
|---|---|---|
| Typical asking rent | $2,035/mo | $1,905/mo |
| Typical list price | $506,000 | $609,000 |
| Price-to-rent ratio | 20.7 | — |
Rent is projected at -1.3% a year, the trend in RentCast's median rents for these ZIP codes since mid-2024. For home values: The first 2 years follow this year's change in list prices (-0.2%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+6.5% a year). These are trends carried forward, not predictions of the next market turn.
How to read the price-to-rent ratio
The ratio divides the typical list price by a year of typical rent. A higher ratio means buying is expensive relative to renting; a lower one means monthly rent is high compared with what a home costs. It's a quick way to compare cities, not a verdict for your situation.
By ZIP code
| ZIP | Median rent | Rental listings | Median list price | Sale listings |
|---|---|---|---|---|
| 95823 | $1,836/mo | 209 | $404,900 | 193 |
| 95822 | $1,895/mo | 70 | $454,900 | 136 |
| 95831 | $2,128/mo | 387 | $638,000 | 114 |
| 95835 | $2,495/mo | 241 | $599,000 | 366 |
| 95826 | $1,772/mo | 272 | $472,000 | 132 |
| 95838 | $1,795/mo | 100 | $399,900 | 166 |
What this doesn't account for
Mortgage rates, your down payment, property taxes, insurance, HOA fees, maintenance, and how long you'll stay decide more than any city-wide figure. These are area numbers built from active listings; they don't know the specific home or your finances.
Source: RentCast market data for 6 of Sacramento's 17 ZIP codes (the most populous, home to 53% of residents in the city's ZIP codes, per the Census Bureau's ACS 2023). A ZIP counts only with at least 20 active listings. Retrieved October 14, 2026. Figures are listing-weighted averages of ZIP medians, not an appraisal. How Predictye calculates this.
Frequently asked questions
How much is rent in Sacramento, CA?
Typical asking rent is $2,035 a month, across 1,279 active rental listings in 6 ZIP codes.
How much do homes cost in Sacramento, CA?
The typical list price is $506,000, across 1,107 active sale listings in 6 ZIP codes. List prices are asking prices, not final sale prices.
What is the price-to-rent ratio in Sacramento, CA?
About 20.7: the typical list price equals 20.7 years of typical rent. The higher the ratio, the more buying costs relative to renting.