HOME VALUE FORECAST

San Diego home value forecast for 2027

Typical list prices across San Diego, CA, this year's direction, and the longer-run trend.

The typical home in San Diego is listed at $907,000, -5.7% on a year earlier. Projected forward, a typical home would be worth about $855,000 in 2027 and $1,046,000 in 2031.

The first 2 years follow this year's change in list prices (-5.7%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+9.0% a year).

The short-term and long-term signals disagree. List prices in San Diego moved -5.7% over the past year, while the FHFA index rose +9.0% a year from 2020 to 2025. The projection follows today's direction for 2 years before returning to the long-run average, and nobody knows when, or whether, that turn comes. Treat years 3 to 5 as the less certain part.

San Diego home values by year

San Diego, CA: typical list price, current and projected
YearTypical home valueAnnual change used
2026 (now)$907,000—
2027 (projected)$855,000-5.7% (this year's listings)
2028 (projected)$806,000-5.7% (this year's listings)
2031 (projected)$1,046,000+9.0% (FHFA 2020–2025)

Homes for sale in these ZIP codes have been on the market a median of 36 days.

By ZIP code

San Diego, CA: RentCast median list price and FHFA annual trend for each sampled ZIP
ZIPMedian list priceA year agoSale listingsFHFA trend 2020–2025
92154$649,900$655,000218+8.0%/yr
92126$898,800$989,900157+9.5%/yr
92105$749,995$648,888143+8.4%/yr
92114$749,000$759,000143+9.0%/yr
92115$869,900$749,000211+8.9%/yr
92130$1,395,000$1,800,000138No ZIP index
92129$1,125,000$1,238,000125+10.3%/yr
92117$999,900$1,150,000162+9.9%/yr

Read this with care

List prices are what sellers ask, not what homes sell for, and a one-year change in them can swing with what happens to be on the market. The FHFA trend covers 2020 to 2025, including the pandemic-era run-up, so it may overstate where prices go from here. The projection is both trends carried forward, not a call on the next turn.

Source: RentCast market data for 8 of San Diego's 40 ZIP codes (the most populous, home to 38% of residents in the city's ZIP codes, per the Census Bureau's ACS 2023). A ZIP counts only with at least 20 active listings. Retrieved October 14, 2026. Figures are listing-weighted averages of ZIP medians, not an appraisal. How Predictye calculates this.

Frequently asked questions

What will homes in San Diego, CA be worth in 2027?

A typical $907,000 home would be worth about $855,000 in 2027. The first 2 years follow this year's change in list prices (-5.7%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+9.0% a year).

What is the typical home price in San Diego, CA?

The typical list price is $907,000, across 1,297 active sale listings in 8 ZIP codes.

Are home prices in San Diego going up or down?

Over the past year, list prices in these ZIP codes moved -5.7%. The longer FHFA trend from 2020 to 2025 is +9.0% a year.

Forecast a specific ZIP's home values