The typical home in Louisville is listed at $333,000, +1.7% on a year earlier. Projected forward, a typical home would be worth about $339,000 in 2027 and $434,000 in 2031.
The first 2 years follow this year's change in list prices (+1.7%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+8.0% a year).
Louisville home values by year
| Year | Typical home value | Annual change used |
|---|---|---|
| 2026 (now) | $333,000 | — |
| 2027 (projected) | $339,000 | +1.7% (this year's listings) |
| 2028 (projected) | $345,000 | +1.7% (this year's listings) |
| 2031 (projected) | $434,000 | +8.0% (FHFA 2020–2025) |
Homes for sale in these ZIP codes have been on the market a median of 34 days.
By ZIP code
| ZIP | Median list price | A year ago | Sale listings | FHFA trend 2020–2025 |
|---|---|---|---|---|
| 40214 | $254,900 | $251,000 | 279 | +8.4%/yr |
| 40216 | $224,985 | $225,000 | 245 | +8.6%/yr |
| 40299 | $389,900 | $345,000 | 274 | +7.7%/yr |
| 40291 | $344,900 | $334,404 | 292 | +7.3%/yr |
| 40229 | $284,979 | $285,000 | 251 | +8.3%/yr |
| 40245 | $479,000 | $505,000 | 282 | +7.8%/yr |
Read this with care
List prices are what sellers ask, not what homes sell for, and a one-year change in them can swing with what happens to be on the market. The FHFA trend covers 2020 to 2025, including the pandemic-era run-up, so it may overstate where prices go from here. The projection is both trends carried forward, not a call on the next turn.
Source: RentCast market data for 6 of Louisville's 14 ZIP codes (the most populous, home to 56% of residents in the city's ZIP codes, per the Census Bureau's ACS 2023). A ZIP counts only with at least 20 active listings. Retrieved October 14, 2026. Figures are listing-weighted averages of ZIP medians, not an appraisal. How Predictye calculates this.
Frequently asked questions
What will homes in Louisville, KY be worth in 2027?
A typical $333,000 home would be worth about $339,000 in 2027. The first 2 years follow this year's change in list prices (+1.7%); later years use the Federal Housing Finance Agency's house price index average for these ZIP codes from 2020 to 2025 (+8.0% a year).
What is the typical home price in Louisville, KY?
The typical list price is $333,000, across 1,623 active sale listings in 6 ZIP codes.
Are home prices in Louisville going up or down?
Over the past year, list prices in these ZIP codes moved +1.7%. The longer FHFA trend from 2020 to 2025 is +8.0% a year.