Cape Coral, FL Home Value Forecast 2027

Data source: U.S. Census Bureau, HUD, and FHFA. Cape Coral's figures come from federal surveys and indexes, not live listings. They lag the market by one to two years and cover the whole city, with no ZIP-code detail. Our RentCast-backed cities use current asking rents and list prices by ZIP code.

The median home in Cape Coral was valued at $401,800 in 2024. Home prices across the metro area have moved since, and carried forward by the FHFA index, that's about $371,000 as of 2026 Q2. Projected forward, it would be about $368,000 in 2027 and $469,000 in 2031. The first 2 years follow the metro index's change over the past year (-0.9%); later years use its 2020–2025 average (+8.8% a year).

The short-term and long-term signals disagree. The metro index moved -0.9% over the past year, against an average of +8.8% a year from 2020 to 2025. The projection follows the past year for 2 years before returning to the long-run average. Treat the later years as the less certain part.

Cape Coral home values by year

Cape Coral, FL: estimated median home value, current and projected
Year	Median home value	Basis
2026 Q2 (estimate)	$371,000	ACS 2024 value × FHFA index change
2027 (projected)	$368,000	-0.9% (past year)
2028 (projected)	$364,000	-0.9% (past year)
2031 (projected)	$469,000	+8.8% (2020–2025 average)

Median home value in Cape Coral, from the Census

Cape Coral, FL: median owner-occupied home value, Census ACS 1-year
Year	Median home value
2019	$249,600
2023	$401,000
2024	$401,800

Read this with care

The Census value is owners' own estimate, and the FHFA index covers the whole metro area (Cape Coral-Fort Myers, FL), not Cape Coral alone. Moving a 2024 city median forward by a metro index is an estimate, and the projection carries two trends forward; it isn't a call on the next turn. For a specific ZIP code, use Predictye Property.

Sources: U.S. Census Bureau, American Community Survey 1-year estimates (2019, 2023, 2024) forCape Coral (Cape Coral city, Florida); medians are shown only when their margin of error is within 10%. FHFA all-transactions house price index for Cape Coral-Fort Myers, FL, through 2026Q2. How Predictye calculates this.

Frequently asked questions

What will homes in Cape Coral, FL be worth in 2027?

A home at the city's median would be worth about $368,000 in 2027, starting from an estimated $371,000 in 2026 Q2. The first 2 years follow the metro index's change over the past year (-0.9%); later years use its 2020–2025 average (+8.8% a year).

What is the median home value in Cape Coral, FL?

$401,800 in 2024, from the Census Bureau's American Community Survey. It's owners' estimate of their home's value.

Are home prices in Cape Coral, FL going up or down?

Across Cape Coral-Fort Myers, FL, the FHFA house price index moved -0.9% over the year to 2026 Q2, and averaged +8.8% a year from 2020 to 2025.

Cape Coral, FL home value forecast for 2027